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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,994 | $100,279-17.2% | $81,353+2.0% | $145,884-43.1% |
| Participation rate | 72.2% | 74.3%-2.0pp | 69.5%+2.7pp | 80.3%-8.1pp |
| Annual return | 7.98% | 34.49%-26.5pp | 24.82%-16.8pp | 551.85%-543.9pp |
| Employer contribution / active EE | $575 | $2,979-80.7% | $2,464-76.7% | $4,662-87.7% |
| Participant deferral / active EE | $2,589 | $4,611-43.8% | $3,885-33.3% | $6,690-61.3% |
| Admin fee / account holder | $3,363 | $8,206-59.0% | $5,766-41.7% | $13,392-74.9% |