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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,568 | $138,385-47.6% | $184,243-60.6% | $80,925-10.3% |
| Participation rate | 77.3% | 83.9%-6.6pp | 86.8%-9.6pp | 67.7%+9.6pp |
| Annual return | 9.46% | 20.02%-10.6pp | 28.82%-19.4pp | 35.65%-26.2pp |
| Employer contribution / active EE | $1,439 | $4,851-70.3% | $6,427-77.6% | $2,756-47.8% |
| Participant deferral / active EE | $9,344 | $7,075+32.1% | $9,132+2.3% | $4,299+117.4% |
| Admin fee / account holder | $6,280 | $10,489-40.1% | $13,914-54.9% | $6,940-9.5% |