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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,171 | $125,797-45.0% | $170,043-59.3% | $75,173-8.0% |
| Participation rate | 74.2% | 83.6%-9.4pp | 87.0%-12.8pp | 67.2%+7.0pp |
| Annual return | 11.85% | 27.20%-15.3pp | 53.40%-41.6pp | 160.72%-148.9pp |
| Employer contribution / active EE | $1,212 | $4,616-73.7% | $6,790-82.2% | $2,671-54.6% |
| Participant deferral / active EE | $7,667 | $6,838+12.1% | $10,410-26.4% | $4,126+85.8% |
| Admin fee / account holder | $4,041 | $8,177-50.6% | $12,824-68.5% | $5,651-28.5% |