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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,786 | $146,267-53.7% | $197,124-65.6% | $82,448-17.8% |
| Participation rate | 80.5% | 84.0%-3.5pp | 86.7%-6.2pp | 68.1%+12.4pp |
| Annual return | 12.20% | 29.61%-17.4pp | 44.34%-32.1pp | 41.64%-29.4pp |
| Employer contribution / active EE | $1,496 | $4,723-68.3% | $6,227-76.0% | $2,551-41.3% |
| Participant deferral / active EE | $8,161 | $7,035+16.0% | $9,135-10.7% | $4,139+97.2% |
| Admin fee / account holder | $8,144 | $14,422-43.5% | $16,298-50.0% | $7,234+12.6% |