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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,067 | $149,446-73.9% | $256,809-84.8% | $94,015-58.4% |
| Participation rate | 80.5% | 85.3%-4.8pp | 88.5%-8.0pp | 70.8%+9.7pp |
| Annual return | -35.53% | 17.55%-53.1pp | 32.73%-68.3pp | 17.84%-53.4pp |
| Employer contribution / active EE | $1,496 | $4,596-67.4% | $7,263-79.4% | $2,790-46.4% |
| Participant deferral / active EE | $5,469 | $6,491-15.7% | $9,520-42.5% | $4,249+28.7% |
| Admin fee / account holder | $6,157 | $24,035-74.4% | $25,146-75.5% | $8,951-31.2% |