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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,313 | $80,983-47.8% | $96,544-56.2% | $75,177-43.7% |
| Participation rate | 73.3% | 71.8%+1.5pp | 76.0%-2.7pp | 67.2%+6.1pp |
| Annual return | 15.20% | 27.05%-11.9pp | 25.88%-10.7pp | 160.75%-145.6pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,322 | $3,929-66.3% | $4,851-72.8% | $4,126-68.0% |
| Admin fee / account holder | $3,557 | $6,717-47.0% | $8,254-56.9% | $5,651-37.1% |