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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,250 | $86,949+308.6% | $102,460+246.7% | $80,959+338.8% |
| Participation rate | 74.1% | 72.4%+1.7pp | 76.5%-2.4pp | 67.7%+6.4pp |
| Annual return | 15.97% | 18.89%-2.9pp | 29.47%-13.5pp | 35.67%-19.7pp |
| Employer contribution / active EE | $2,691 | $2,370+13.5% | $3,025-11.1% | $2,757-2.4% |
| Participant deferral / active EE | $8,992 | $4,121+118.2% | $5,056+77.8% | $4,300+109.1% |
| Admin fee / account holder | $20,328 | $8,048+152.6% | $9,460+114.9% | $6,925+193.5% |