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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,250 | $86,919+308.7% | $102,457+246.7% | $80,911+339.1% |
| Participation rate | 74.1% | 72.4%+1.7pp | 76.5%-2.4pp | 67.6%+6.4pp |
| Annual return | 15.97% | 18.90%-2.9pp | 29.41%-13.4pp | 35.63%-19.7pp |
| Employer contribution / active EE | $2,691 | $2,368+13.6% | $3,022-11.0% | $2,756-2.4% |
| Participant deferral / active EE | $8,992 | $4,119+118.3% | $5,054+77.9% | $4,297+109.3% |
| Admin fee / account holder | $20,328 | $8,049+152.6% | $9,451+115.1% | $6,935+193.1% |