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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,813 | $56,197+2.9% | $67,652-14.5% | $59,633-3.1% |
| Participation rate | 84.3% | 71.5%+12.8pp | 75.7%+8.6pp | 68.7%+15.6pp |
| Annual return | 0.04% | 18508.10%-18508.1pp | 6625.40%-6625.4pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $1,910 | $1,615+18.3% | $2,266-15.7% | $2,203-13.3% |
| Participant deferral / active EE | $3,416 | $2,844+20.1% | $3,560-4.1% | $3,192+7.0% |
| Admin fee / account holder | $510 | $3,958-87.1% | $4,821-89.4% | $4,297-88.1% |