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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $15,273 |
WINTRUST INVESTMENTS LLC1 year Filed as: WINTRUST WEALTH MANAGEMENT Service code 27 231 S. LASALLE · CHICAGO, IL 60604 | Advisory (Plan) | $6,026 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,672 | $63,471-48.5% | $68,803-52.5% | $66,949-51.2% |
| Participation rate | 37.9% | 60.0%-22.1pp | 69.0%-31.2pp | 69.8%-32.0pp |
| Annual return | -15.17% | -8.29%-6.9pp | -6.37%-8.8pp | 1.57%-16.7pp |
| Employer contribution / active EE | $473 | $1,776-73.4% | $2,656-82.2% | $2,545-81.4% |
| Participant deferral / active EE | $1,484 | $2,946-49.6% | $3,942-62.4% | $4,239-65.0% |
| Admin fee / account holder | $185 | $578-67.9% | $4,936-96.2% | $594-68.8% |