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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC4 years Service code 15 · EIN 11-3665754 | Recordkeeping | $17,273 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,363 | $60,788-36.9% | $85,705-55.2% | $79,389-51.7% |
| Participation rate | 40.4% | 62.1%-21.7pp | 69.9%-29.4pp | 70.7%-30.3pp |
| Annual return | 10.40% | 16.57%-6.2pp | 21.49%-11.1pp | 116.89%-106.5pp |
| Employer contribution / active EE | $426 | $1,664-74.4% | $2,619-83.7% | $2,428-82.4% |
| Participant deferral / active EE | $1,450 | $2,920-50.4% | $3,924-63.1% | $4,046-64.2% |
| Admin fee / account holder | $150 | $439-65.8% | $6,877-97.8% | $626-76.0% |