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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,976 | $101,778-42.1% | $164,975-64.3% | $80,925-27.1% |
| Participation rate | 70.1% | 71.8%-1.7pp | 78.6%-8.5pp | 67.7%+2.5pp |
| Annual return | 26.05% | 16.73%+9.3pp | 70.12%-44.1pp | 35.65%-9.6pp |
| Employer contribution / active EE | $2,268 | $2,954-23.2% | $4,343-47.8% | $2,756-17.7% |
| Participant deferral / active EE | $1,853 | $4,477-58.6% | $6,033-69.3% | $4,299-56.9% |
| Admin fee / account holder | $9,898 | $8,221+20.4% | $12,688-22.0% | $6,940+42.6% |