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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,090 | $71,873+88.0% | $86,698+55.8% | $68,490+97.2% |
| Participation rate | 87.9% | 72.2%+15.6pp | 76.6%+11.3pp | 67.9%+20.0pp |
| Annual return | -12.93% | 3.54%-16.5pp | 35.96%-48.9pp | -7.85%-5.1pp |
| Employer contribution / active EE | $388 | $2,173-82.1% | $2,837-86.3% | $2,597-85.0% |
| Participant deferral / active EE | $4,895 | $3,779+29.5% | $4,656+5.1% | $4,028+21.5% |
| Admin fee / account holder | $18,638 | $6,110+205.0% | $7,492+148.8% | $5,403+245.0% |