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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,741 | $86,949-45.1% | $102,460-53.4% | $80,959-41.0% |
| Participation rate | 88.9% | 72.4%+16.5pp | 76.5%+12.4pp | 67.7%+21.2pp |
| Annual return | 12.89% | 18.89%-6.0pp | 29.47%-16.6pp | 35.67%-22.8pp |
| Employer contribution / active EE | $1,238 | $2,370-47.8% | $3,025-59.1% | $2,757-55.1% |
| Participant deferral / active EE | $1,798 | $4,121-56.4% | $5,056-64.4% | $4,300-58.2% |
| Admin fee / account holder | $2,335 | $8,048-71.0% | $9,460-75.3% | $6,925-66.3% |