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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,863 | $213,785+31.8% | $185,441+52.0% | $155,188+81.6% |
| Participation rate | 91.7% | 83.2%+8.4pp | 80.3%+11.4pp | 80.8%+10.9pp |
| Annual return | 0.26% | 19.97%-19.7pp | 20.16%-19.9pp | 148.84%-148.6pp |
| Employer contribution / active EE | $5,062 | $5,393-6.1% | $4,672+8.3% | $4,248+19.2% |
| Participant deferral / active EE | $12,971 | $6,864+89.0% | $6,152+110.9% | $6,531+98.6% |
| Admin fee / account holder | $308,985 | $21,134+1362.0% | $17,890+1627.2% | $14,480+2033.9% |