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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,425 | $91,559+245.6% | $133,978+136.2% | $79,856+296.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 8.86% | 61.85%-53.0pp | 45.10%-36.2pp | 31.71%-22.8pp |
| Employer contribution / active EE | $8,485 | $2,384+256.0% | $3,919+116.5% | $2,471+243.4% |
| Participant deferral / active EE | $8,245 | $3,734+120.8% | $5,047+63.3% | $3,741+120.4% |
| Admin fee / account holder | $4,740 | $6,321-25.0% | $8,930-46.9% | $5,306-10.7% |