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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $29,641 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $23,476 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,944 | $60,504+126.3% | $81,882+67.2% | $74,478+83.9% |
| Participation rate | 97.1% | 62.9%+34.2pp | 72.4%+24.8pp | 67.2%+29.9pp |
| Annual return | 9.35% | 16.91%-7.6pp | 779.47%-770.1pp | 1370.56%-1361.2pp |
| Employer contribution / active EE | $3,906 | $2,627+48.7% | $2,916+33.9% | $2,626+48.7% |
| Participant deferral / active EE | $5,956 | $3,400+75.2% | $4,323+37.8% | $4,350+36.9% |
| Admin fee / account holder | $446 | $1,492-70.1% | $7,360-93.9% | $1,946-77.1% |