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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $29,641 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $23,476 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,944 | $60,261+127.3% | $81,783+67.4% | $74,546+83.7% |
| Participation rate | 97.1% | 62.9%+34.3pp | 72.4%+24.8pp | 67.2%+29.9pp |
| Annual return | 9.35% | 16.88%-7.5pp | 775.05%-765.7pp | 1366.03%-1356.7pp |
| Employer contribution / active EE | $3,906 | $2,622+49.0% | $2,913+34.1% | $2,624+48.8% |
| Participant deferral / active EE | $5,956 | $3,388+75.8% | $4,320+37.9% | $4,347+37.0% |
| Admin fee / account holder | $446 | $1,482-69.9% | $7,380-94.0% | $1,944-77.0% |