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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,195 | $78,694+146.8% | $67,653+187.0% | $125,388+54.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.87% | 9.46%-10.3pp | 6625.22%-6626.1pp | 282.24%-283.1pp |
| Employer contribution / active EE | $18,812 | $3,044+518.1% | $2,266+730.3% | $4,866+286.6% |
| Participant deferral / active EE | $6,771 | $4,292+57.7% | $3,560+90.2% | $5,352+26.5% |
| Admin fee / account holder | $437 | $7,403-94.1% | $4,821-90.9% | $9,541-95.4% |