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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,472 | $57,330+495.6% | $86,656+294.1% | $75,177+354.2% |
| Participation rate | 97.4% | 63.2%+34.2pp | 71.7%+25.7pp | 67.2%+30.2pp |
| Annual return | 19.57% | 2675.40%-2655.8pp | 593.09%-573.5pp | 160.75%-141.2pp |
| Employer contribution / active EE | $6,095 | $2,316+163.1% | $3,025+101.5% | $2,671+128.2% |
| Participant deferral / active EE | $10,846 | $3,320+226.7% | $4,439+144.3% | $4,126+162.8% |
| Admin fee / account holder | $19,259 | $4,115+368.0% | $5,619+242.8% | $5,651+240.8% |