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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,563 | $60,139+371.5% | $90,461+213.5% | $79,856+255.1% |
| Participation rate | 92.7% | 65.0%+27.7pp | 72.7%+20.0pp | 69.6%+23.0pp |
| Annual return | 16.79% | 71.96%-55.2pp | 1294.76%-1278.0pp | 31.71%-14.9pp |
| Employer contribution / active EE | $4,478 | $2,069+116.5% | $3,264+37.2% | $2,471+81.2% |
| Participant deferral / active EE | $8,445 | $2,939+187.3% | $3,964+113.0% | $3,741+125.8% |
| Admin fee / account holder | $4,628 | $3,978+16.3% | $5,617-17.6% | $5,306-12.8% |