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Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,403 | $54,380+31.3% | $68,509+4.2% | $59,633+19.7% |
| Participation rate | 86.8% | 70.2%+16.6pp | 74.7%+12.1pp | 68.7%+18.1pp |
| Annual return | 0.32% | 2.83%-2.5pp | 8.27%-8.0pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $19 | $1,539-98.8% | $2,278-99.2% | $2,203-99.1% |
| Participant deferral / active EE | $1,455 | $2,643-45.0% | $3,382-57.0% | $3,192-54.4% |
| Admin fee / account holder | $0 | $3,885-100.0% | $5,275-100.0% | $4,297-100.0% |