Retirement plan

GUARANTEE TRUST LIFE INSURANCE CO. 401K & PROFIT SHARING PLAN

Name: GUARANTEE TRUST LIFE INSURANCE CO. - GUARANTEE TRUST LIFE INSURANCE CO. 401K & PROFIT SHARING PLAN (2015) Form 5500
Creator: GUARANTEE TRUST LIFE INSURANCE CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GUARANTEE TRUST LIFE INSURANCE CO. 401K & PROFIT SHARING PLAN, GUARANTEE TRUST LIFE INSURANCE CO.

GUARANTEE TRUST LIFE INSURANCE CO.EIN 36-1174500Plan #333PY 2015

1275 MILWAUKEE AVENUE - GLENVIEW, IL 600252489847-699-0600gtlic.comLinkedIn201-500 employeesinsurance

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$19.4M

No prior year

Total participants

332

No prior year

Average account balance

$62,035

No prior year

Annual return

0.85%

No prior year

Benchmarks

See 1,335 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants250-999

Cohort1,335 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$56.97M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

395

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$308

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$26K

$92 / participant

Contract admin$26K100.0%

% of EOY assets

0.132%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CRAIG & ASSOCIATES, LLC
Auditor EIN: 200529789
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,035

$68,413-9.3%

$123,105-49.6%

$55,191+12.4%

Participation rate

92.8%

84.5%+8.3pp

86.8%+6.1pp

69.2%+23.7pp

Annual return

0.85%

6.30%-5.4pp

13.22%-12.4pp

10.78%-9.9pp

Employer contribution / active EE

$2,870

$3,050-5.9%

$5,151-44.3%

$1,899+51.1%

Participant deferral / active EE

$3,352

$4,490-25.3%

$6,229-46.2%

$3,046+10.0%

Admin fee / account holder

$82

$88-6.6%

$9,014-99.1%

$91-9.7%

GUARANTEE TRUST LIFE INSURANCE CO. 401K & PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GUARANTEE TRUST LIFE INSURANCE CO. 401K & PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion