Retirement plan

W. S. DARLEY & CO. CHIPPEWA FALLS SHOP EMPLOYEES' 401(K) PLAN

Name: W.S. DARLEY & COMPANY - W. S. DARLEY & CO. CHIPPEWA FALLS SHOP EMPLOYEES' 401(K) PLAN (2023) Form 5500
Creator: W.S. DARLEY & COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, W. S. DARLEY & CO. CHIPPEWA FALLS SHOP EMPLOYEES' 401(K) PLAN, W.S. DARLEY & COMPANY

W.S. DARLEY & COMPANYEIN 36-0976610Plan #004PY 2023

325 SPRING LAKE DRIVE - ITASCA, IL 601432072708-345-8050LinkedIn51-200 employees

Other plans on this EIN

1 filing

#001Retirement-$42.3M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$7.5M

+4.9% from 2022

Total participants

+6.2% from 2022

Average account balance

$100,071

+0.7% from 2022

Annual return

13.89%

+26.72 pp from 2022

Benchmarks

See 2,313 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort2,313 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$96K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

109.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$269K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.87%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8821

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$884K

$11942 / participant

Other / not subdivided$884K100.0%

% of EOY assets

11.774%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$100,071

$57,541+73.9%

$95,759+4.5%

$75,177+33.1%

Participation rate

85.1%

62.5%+22.6pp

72.3%+12.9pp

67.2%+17.9pp

Annual return

13.89%

34.93%-21.0pp

28.42%-14.5pp

160.75%-146.9pp

Employer contribution / active EE

$1,883

$1,808+4.1%

$2,836-33.6%

$2,671-29.5%

Participant deferral / active EE

$1,412

$3,074-54.1%

$4,244-66.7%

$4,126-65.8%

Admin fee / account holder

$11,783

$4,099+187.5%

$5,678+107.5%

$5,651+108.5%

W. S. DARLEY & CO. CHIPPEWA FALLS SHOP EMPLOYEES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

W. S. DARLEY & CO. CHIPPEWA FALLS SHOP EMPLOYEES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion