Retirement plan

EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY

Name: WARWICK PUBLISHING COMPANY - EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY (2021) Form 5500
Creator: WARWICK PUBLISHING COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY, WARWICK PUBLISHING COMPANY

WARWICK PUBLISHING COMPANYEIN 36-0915030Plan #001PY 2021

2601 EAST MAIN STREET - ST. CHARLES, IL 60174630-584-3871warwickfreesample.comLinkedIn51-200 employees

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$7.6M

-10.3% from 2020

Total participants

-4.0% from 2020

Average account balance

$113,132

-6.3% from 2020

Annual return

14.63%

-8.40 pp from 2020

Benchmarks

See 5,668 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,668 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$126K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$234K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9796

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2F2J2T2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2.3M

$38905 / participant

Other / not subdivided$2M100.0%

% of EOY assets

30.796%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$113,132

$87,733+29.0%

$106,555+6.2%

$85,847+31.8%

Participation rate

91.7%

71.9%+19.7pp

76.1%+15.5pp

69.3%+22.3pp

Annual return

14.63%

21.86%-7.2pp

26.80%-12.2pp

318.61%-304.0pp

Employer contribution / active EE

$2,073-100.0%

$2,819-100.0%

$2,565-100.0%

Participant deferral / active EE

$3,438

$3,469-0.9%

$4,399-21.8%

$3,952-13.0%

Admin fee / account holder

$34,840

$6,767+414.8%

$7,408+370.3%

$6,261+456.5%

EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion