Retirement plan

EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY

Name: WARWICK PUBLISHING COMPANY - EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY (2020) Form 5500
Creator: WARWICK PUBLISHING COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY, WARWICK PUBLISHING COMPANY

WARWICK PUBLISHING COMPANYEIN 36-0915030Plan #001PY 2020

2601 EAST MAIN STREET - ST. CHARLES, IL 60174630-584-3871warwickfreesample.comLinkedIn51-200 employees

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$8.5M

+24.4% from 2019

Total participants

-10.7% from 2019

Average account balance

$120,779

+49.3% from 2019

Annual return

23.03%

-5.44 pp from 2019

Benchmarks

See 5,720 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,720 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$126K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$234K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$9796

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J2T3D2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$116K

$1900 / participant

Other / not subdivided$116K100.0%

% of EOY assets

1.371%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$120,779

$81,208+48.7%

$98,920+22.1%

$79,856+51.2%

Participation rate

91.8%

72.5%+19.3pp

76.0%+15.8pp

69.6%+22.2pp

Annual return

23.03%

60.99%-38.0pp

196.47%-173.4pp

31.71%-8.7pp

Employer contribution / active EE

$23

$1,960-98.8%

$2,689-99.1%

$2,471-99.1%

Participant deferral / active EE

$3,189

$3,265-2.3%

$4,245-24.9%

$3,741-14.7%

Admin fee / account holder

$1,656

$6,013-72.5%

$6,643-75.1%

$5,306-68.8%

EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEES' SAVINGS, PROFIT SHARING AND RETIREMENT PLAN OF WARWICK PUBLISHING COMPANY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion