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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,264 | $80,992+5.3% | $96,534-11.7% | $75,173+13.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 17.64% | 27.05%-9.4pp | 25.88%-8.2pp | 160.72%-143.1pp |
| Employer contribution / active EE | $3,173 | $2,283+39.0% | $2,965+7.0% | $2,671+18.8% |
| Participant deferral / active EE | $6,271 | $3,929+59.6% | $4,851+29.3% | $4,126+52.0% |
| Admin fee / account holder | $17,171 | $6,717+155.6% | $8,253+108.1% | $5,651+203.9% |