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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,053 | $36,211+104.5% | $58,561+26.5% | - |
| Participation rate | 11.1% | 21.7%-10.6pp | 50.9%-39.8pp | - |
| Annual return | 5.14% | 9.19%-4.0pp | 4251.33%-4246.2pp | - |
| Employer contribution / active EE | $363 | $333+8.9% | $1,053-65.5% | - |
| Participant deferral / active EE | $763 | $608+25.4% | $1,923-60.3% | - |
| Admin fee / account holder | $6,786 | $1,756+286.4% | $2,520+169.2% | - |