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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,000 | $95,979+39.6% | $74,551+79.7% | $135,380-1.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -4.56% | 56.97%-61.5pp | 32.53%-37.1pp | 519.81%-524.4pp |
| Employer contribution / active EE | $596 | $2,716-78.0% | $1,961-69.6% | $4,779-87.5% |
| Participant deferral / active EE | $900 | $3,844-76.6% | $3,108-71.0% | $5,609-83.9% |
| Admin fee / account holder | $1,721 | $6,522-73.6% | $5,059-66.0% | $10,828-84.1% |