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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,529 | $99,652+51.1% | $78,778+91.1% | $147,586+2.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 14.32% | 47.28%-33.0pp | 35.62%-21.3pp | 578.59%-564.3pp |
| Employer contribution / active EE | $505 | $2,796-81.9% | $1,986-74.6% | $4,876-89.6% |
| Participant deferral / active EE | $1,394 | $3,664-61.9% | $2,958-52.9% | $5,439-74.4% |
| Admin fee / account holder | $1,699 | $7,155-76.3% | $5,134-66.9% | $10,886-84.4% |