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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,727 | $175,259+24.2% | $149,723+45.4% | $139,487+56.1% |
| Participation rate | 90.0% | 83.4%+6.6pp | 78.8%+11.2pp | 80.3%+9.7pp |
| Annual return | 6.96% | 166.82%-159.9pp | 134.50%-127.5pp | 373.84%-366.9pp |
| Employer contribution / active EE | $5,116 | $5,478-6.6% | $4,821+6.1% | $4,755+7.6% |
| Participant deferral / active EE | $8,884 | $6,522+36.2% | $5,682+56.3% | $6,713+32.3% |
| Admin fee / account holder | $22,401 | $16,158+38.6% | $13,215+69.5% | $11,407+96.4% |