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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,082 | $209,422-19.7% | $178,503-5.8% | $158,982+5.7% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 4.06% | 188.81%-184.8pp | 151.12%-147.1pp | 302.99%-298.9pp |
| Employer contribution / active EE | $3,269 | $5,707-42.7% | $5,011-34.8% | $4,763-31.4% |
| Participant deferral / active EE | $5,412 | $5,955-9.1% | $5,202+4.0% | $5,983-9.6% |
| Admin fee / account holder | $31,292 | $17,079+83.2% | $13,987+123.7% | $11,252+178.1% |