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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,642 | $185,141+98.6% | $153,416+139.6% | $155,188+136.9% |
| Participation rate | 90.9% | 79.9%+11.0pp | 74.3%+16.6pp | 80.8%+10.1pp |
| Annual return | 15.22% | 18.72%-3.5pp | 17.84%-2.6pp | 148.84%-133.6pp |
| Employer contribution / active EE | $9,828 | $4,489+118.9% | $3,764+161.1% | $4,248+131.4% |
| Participant deferral / active EE | $6,662 | $5,477+21.6% | $4,723+41.0% | $6,531+2.0% |
| Admin fee / account holder | $1,937 | $16,005-87.9% | $13,095-85.2% | $14,480-86.6% |