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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,979 | $141,001+92.2% | $112,228+141.5% | $139,487+94.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.08% | 32.75%-22.7pp | 30.23%-20.2pp | 373.84%-363.8pp |
| Employer contribution / active EE | $7,668 | $4,285+78.9% | $3,432+123.5% | $4,755+61.3% |
| Participant deferral / active EE | $5,579 | $5,877-5.1% | $4,800+16.2% | $6,713-16.9% |
| Admin fee / account holder | $314,616 | $9,959+3059.1% | $7,752+3958.7% | $11,407+2658.0% |