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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,006 | $114,119-58.8% | $107,187-56.1% | $138,895-66.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.20% | 273.21%-257.0pp | 204.55%-188.3pp | 145.39%-129.2pp |
| Employer contribution / active EE | $5,503 | $4,059+35.6% | $3,782+45.5% | $4,194+31.2% |
| Participant deferral / active EE | $25,564 | $5,538+361.6% | $5,096+401.6% | $6,396+299.7% |
| Admin fee / account holder | $13,078 | $10,024+30.5% | $9,162+42.7% | $12,562+4.1% |