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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,876 | $176,402-92.7% | $134,162-90.4% | $158,966-91.9% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 116.76% | 63.66%+53.1pp | 36.35%+80.4pp | 302.95%-186.2pp |
| Employer contribution / active EE | $3,833 | $5,042-24.0% | $3,705+3.5% | $4,762-19.5% |
| Participant deferral / active EE | $7,411 | $4,093+81.1% | $3,500+111.8% | $5,983+23.9% |
| Admin fee / account holder | $1,681 | $8,719-80.7% | $6,685-74.9% | $11,250-85.1% |