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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,605 | $178,174-2.6% | $156,181+11.2% | $137,256+26.5% |
| Participation rate | 77.8% | 82.0%-4.3pp | 78.8%-1.1pp | 80.0%-2.2pp |
| Annual return | 19.93% | 84.19%-64.3pp | 64.87%-44.9pp | 220.34%-200.4pp |
| Employer contribution / active EE | $3,841 | $4,972-22.7% | $4,294-10.5% | $4,156-7.6% |
| Participant deferral / active EE | $15,399 | $6,888+123.6% | $6,132+151.1% | $6,407+140.4% |
| Admin fee / account holder | $3,759 | $17,404-78.4% | $14,586-74.2% | $12,270-69.4% |