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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,907 | $95,915-78.2% | $79,580-73.7% | $134,532-84.5% |
| Participation rate | 64.3% | 75.0%-10.8pp | 69.5%-5.2pp | 81.2%-16.9pp |
| Annual return | -23.03% | -2.71%-20.3pp | 0.15%-23.2pp | 418.27%-441.3pp |
| Employer contribution / active EE | $2,898 | $3,129-7.4% | $2,413+20.1% | $4,741-38.9% |
| Participant deferral / active EE | $6,246 | $4,693+33.1% | $3,985+56.7% | $6,401-2.4% |
| Admin fee / account holder | $0 | $9,132-100.0% | $6,835-100.0% | $11,429-100.0% |