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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,937 | $210,343+55.4% | $153,476+113.0% | $145,978+124.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 14.59% | 13.38%+1.2pp | 15.66%-1.1pp | 550.52%-535.9pp |
| Employer contribution / active EE | $0 | $6,047-100.0% | $5,038-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $30,000 | $7,977+276.1% | $6,759+343.9% | $6,690+348.5% |
| Admin fee / account holder | $1,529 | $19,424-92.1% | $12,729-88.0% | $13,400-88.6% |