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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,804 | $132,099-71.4% | $115,599-67.3% | $138,895-72.8% |
| Participation rate | 66.7% | 77.9%-11.2pp | 74.3%-7.6pp | 79.9%-13.3pp |
| Annual return | 16.02% | 176.76%-160.7pp | 111.10%-95.1pp | 145.39%-129.4pp |
| Employer contribution / active EE | $4,255 | $3,416+24.6% | $2,955+44.0% | $4,194+1.5% |
| Participant deferral / active EE | $4,680 | $5,617-16.7% | $4,889-4.3% | $6,396-26.8% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |