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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,439 | $148,582-93.6% | $135,942-93.1% | $139,456-93.2% |
| Participation rate | 85.0% | 83.9%+1.1pp | 81.9%+3.1pp | 80.3%+4.7pp |
| Annual return | 28.18% | 79.26%-51.1pp | 68.28%-40.1pp | 373.45%-345.3pp |
| Employer contribution / active EE | $1,711 | $5,245-67.4% | $4,858-64.8% | $4,753-64.0% |
| Participant deferral / active EE | $4,465 | $8,101-44.9% | $7,759-42.4% | $6,711-33.5% |
| Admin fee / account holder | $2,668 | $12,402-78.5% | $10,764-75.2% | $11,407-76.6% |