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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,652 | $174,379+7.6% | $152,093+23.4% | $138,895+35.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 5.79% | 74.86%-69.1pp | 66.36%-60.6pp | 145.39%-139.6pp |
| Employer contribution / active EE | $5,308 | $4,652+14.1% | $4,175+27.1% | $4,194+26.6% |
| Participant deferral / active EE | $6,231 | $6,159+1.2% | $5,451+14.3% | $6,396-2.6% |
| Admin fee / account holder | $1,666 | $16,880-90.1% | $14,497-88.5% | $12,562-86.7% |