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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,585 | $209,428-84.4% | $178,498-81.7% | $158,950-79.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -4.20% | 188.78%-193.0pp | 151.09%-155.3pp | 302.91%-307.1pp |
| Employer contribution / active EE | $7,500 | $5,707+31.4% | $5,011+49.7% | $4,762+57.5% |
| Participant deferral / active EE | $7,500 | $5,955+25.9% | $5,202+44.2% | $5,983+25.4% |
| Admin fee / account holder | $5,946 | $17,077-65.2% | $13,985-57.5% | $11,248-47.1% |