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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,652 | $172,111+9.0% | $150,298+24.9% | $137,256+36.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 5.79% | 69.37%-63.6pp | 62.79%-57.0pp | 220.34%-214.5pp |
| Employer contribution / active EE | $5,308 | $4,636+14.5% | $4,154+27.8% | $4,156+27.7% |
| Participant deferral / active EE | $6,231 | $6,166+1.1% | $5,453+14.3% | $6,407-2.7% |
| Admin fee / account holder | $1,666 | $16,471-89.9% | $14,116-88.2% | $12,270-86.4% |