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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,710 | $114,119+45.2% | $107,187+54.6% | $138,895+19.3% |
| Participation rate | 90.0% | 78.1%+11.9pp | 75.0%+15.0pp | 79.9%+10.1pp |
| Annual return | 17.08% | 273.21%-256.1pp | 204.55%-187.5pp | 145.39%-128.3pp |
| Employer contribution / active EE | $4,688 | $4,059+15.5% | $3,782+24.0% | $4,194+11.8% |
| Participant deferral / active EE | $10,312 | $5,538+86.2% | $5,096+102.4% | $6,396+61.2% |
| Admin fee / account holder | $23,499 | $10,024+134.4% | $9,162+156.5% | $12,562+87.1% |