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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,037 | $110,551-83.7% | $80,741-77.7% | $167,518-89.2% |
| Participation rate | 25.0% | 64.0%-39.0pp | 54.2%-29.2pp | 82.1%-57.1pp |
| Annual return | 34.93% | 120.57%-85.6pp | 87.30%-52.4pp | 478.71%-443.8pp |
| Employer contribution / active EE | $1,865 | $1,543+20.9% | $1,160+60.7% | $4,838-61.5% |
| Participant deferral / active EE | $1,865 | $2,870-35.0% | $2,145-13.1% | $6,342-70.6% |
| Admin fee / account holder | $25 | $4,547-99.5% | $3,380-99.3% | $12,312-99.8% |