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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,373 | $101,653-55.4% | $147,080-69.2% | $74,459-39.1% |
| Participation rate | 46.4% | 75.6%-29.2pp | 82.2%-35.8pp | 67.2%-20.9pp |
| Annual return | 20.83% | 8754.98%-8734.1pp | 420.17%-399.3pp | 1369.70%-1348.9pp |
| Employer contribution / active EE | $1,698 | $3,813-55.5% | $4,933-65.6% | $2,626-35.3% |
| Participant deferral / active EE | $3,711 | $7,304-49.2% | $8,066-54.0% | $4,350-14.7% |
| Admin fee / account holder | $2,643 | $1,752+50.9% | $12,989-79.7% | $1,945+35.9% |