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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,639 | $107,941-92.0% | $91,994-90.6% | $152,897-94.3% |
| Participation rate | 83.3% | 81.2%+2.1pp | 78.6%+4.7pp | 82.5%+0.9pp |
| Annual return | 354.71% | 89.28%+265.4pp | 69.04%+285.7pp | 345.43%+9.3pp |
| Employer contribution / active EE | $2,608 | $4,212-38.1% | $3,453-24.5% | $4,764-45.2% |
| Participant deferral / active EE | $5,512 | $6,366-13.4% | $5,924-7.0% | $5,851-5.8% |
| Admin fee / account holder | $584 | $10,521-94.4% | $7,744-92.5% | $11,599-95.0% |