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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,236 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,310 | $84,493-20.3% | $125,381-46.3% | $66,938+0.6% |
| Participation rate | 99.2% | 76.4%+22.8pp | 82.4%+16.8pp | 69.8%+29.4pp |
| Annual return | -18.72% | -8.49%-10.2pp | 572.31%-591.0pp | 1.58%-20.3pp |
| Employer contribution / active EE | $10,321 | $3,554+190.4% | $4,815+114.3% | $2,545+305.5% |
| Participant deferral / active EE | $10,965 | $6,783+61.7% | $7,448+47.2% | $4,238+158.7% |
| Admin fee / account holder | $400 | $685-41.7% | $10,007-96.0% | $594-32.7% |