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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,900 | $98,766-35.3% | $149,730-57.3% | $79,852-20.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 20.39% | 27.43%-7.0pp | 276.70%-256.3pp | 31.72%-11.3pp |
| Employer contribution / active EE | $10,123 | $3,217+214.7% | $4,645+117.9% | $2,471+309.7% |
| Participant deferral / active EE | $10,859 | $5,681+91.2% | $6,843+58.7% | $3,740+190.3% |
| Admin fee / account holder | $2,840 | $6,052-53.1% | $9,310-69.5% | $5,306-46.5% |