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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,288 | $162,812-87.5% | $133,971-84.9% | $158,966-87.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 8.40% | 41.94%-33.5pp | 45.09%-36.7pp | 302.95%-294.6pp |
| Employer contribution / active EE | $2,394 | $4,976-51.9% | $3,919-38.9% | $4,762-49.7% |
| Participant deferral / active EE | $4,886 | $5,910-17.3% | $5,047-3.2% | $5,983-18.3% |
| Admin fee / account holder | $448 | $11,741-96.2% | $8,929-95.0% | $11,250-96.0% |