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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,166 | $89,364-52.8% | $141,177-70.1% | $72,983-42.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 8.02% | 111.86%-103.8pp | 71.40%-63.4pp | 81.01%-73.0pp |
| Employer contribution / active EE | $6,305 | $3,115+102.4% | $4,736+33.1% | $2,440+158.4% |
| Participant deferral / active EE | $5,548 | $5,419+2.4% | $6,710-17.3% | $3,608+53.8% |
| Admin fee / account holder | $3,632 | $5,959-39.1% | $10,263-64.6% | $5,124-29.1% |